{
  "@context": "https://schema.org",
  "@type": "TechArticle",
  "@id": "https://anchorfact.org/kb/kb-2026-00471",
  "headline": "Financial Literacy",
  "description": "Financial literacy is understanding how money works: earning, spending, saving, investing, borrowing, protecting. Key concepts: compound interest, diversification, inflation, risk vs. return, tax-advantaged accounts. Financially literate individuals make informed decisions, avoid predatory lending, and build long-term wealth.",
  "dateCreated": "2026-05-22T14:59:47.523Z",
  "dateModified": "2026-05-22T14:59:47.523Z",
  "author": {
    "@type": "Organization",
    "name": "AnchorFact"
  },
  "publisher": {
    "@type": "Organization",
    "name": "AnchorFact",
    "url": "https://anchorfact.org"
  },
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "anchorfact:confidence": "high",
  "anchorfact:generationMethod": "ai_assisted",
  "citation": []
}